Dave Ramsey is an American personal finance expert and bestselling author known for advocating debt-free living. Dave Ramsey’s work focuses on budgeting, financial discipline, and long-term stability. His Baby Steps framework has helped millions regain control over money habits. Dave Ramsey’s advice is direct and values-driven, emphasizing personal responsibility and intentional spending. Beyond books, he has built a large media presence through radio shows and digital platforms. Dave Ramsey continues to influence financial behavior by promoting simple, actionable systems that prioritize peace over excess.